Thanks for waiting Robert. You have advised us that you have a home office at your insured address which is used for business purposes. This policy does not provide cover for: 1. fixtures and fittings which have been added to the building for business purposes (such as commercial fixtures, fittings, in-built public counters and display cabinets and signboards). 2. legal liabilities arising from or connected in any way with any business, trade or profession carried out by you at the insured address or anywhere in Australia. We suggest you arrange separate legal liability cover to protect your potential liabilities in relation to the business being conducted at or from the insured address.